Greetings.
We are the pioneers of organized credit in our country and have been assisting the citizens with our superior products and services to improve their quality of life, to live with dignity and self-confidence and above all providing them with true hope for a better future. Since the early days when consumer goods, domestic furniture and appliances, petty commerce and vocational products, building materials and such were not easily available in the country, our company, with ample government support towards betterment of citizens, not only provided these products but also provided them on credit terms to those in need. Over time, our outreach helped customers access our services through our physical branches in all the regions and today we are providing door to door services through 21 regional branches spread over 127 districts with a total of 250 service locations. This extended reach by virtue of our own infrastructure has helped thousands of customers to uplift their standard of living. Today we not only provide consumer credit for purchase of goods from other suppliers, but also, support the needs of the customer, for access to health, education etc, for them and their family members through our cash support programme – the personal (cash loans), thus truly assisting them in realizing their dreams of an accomplished life.
Besides our care and concern for our customers, the company has been treading on a responsible path, with a social conscience- over the years the company has been supplementing the government’s efforts in achieving its millennium development goals, especially in the education sector-from support for building new schools to additional classrooms and school materials. Taking our concern for poverty alleviation and empowering women economically to the next level, we have started a micro loan facility to women entrepreneurs who come from the lower rung of the economic pyramid. The loans provided help them to generate more income for their households, help their children get better education and they are able to enjoy better health. In the entire range of business activities we do, there is enough scope for partner organizations to join hands with us and let their esteemed employees enjoy the benefits with practically no cost to their company. Once your company signs an agreement with us, you will effectively be financing your internal loan scheme and of course avoiding the resource consuming tasks of administering, budgeting, arranging capital etc. Where organizations have not previously provided their staff with any such facility, the ability to improve their status of life through acquiring different loan products (see attached annexure) will be greatly appreciated by staff.
We sincerely hope that you will take advantage of this NO COST facility being provided by us to benefit your staff. However please feel free to contact us in case you may seek any clarifications or desire to have more information.
Let us join hands and take a step forward towards our shared vision of ……. ENRICHING LIVES
Further to the aforementioned, we would like to list down a few benefits the employer would enjoy partnering with us:
1. Once we sign the MoU, we will take care of all loan requirements any staff, on your payroll, would require.
2. The employer will be hassle free with regards to giving loans to staff, making follow ups at month end and be able to focus on the core business activities.
3. We will provide you with a list every month whose deduction is required to be made and their balance outstanding, so that you may upload the same on your payroll, before processing it. This will free you from all recordkeeping.
4. The employer’s cash flow will not be strained, with regards to loans given to their employees and be able to use the excess funds for development and profitable purpose.
5. No risk to the employer at all, as they will not be responsible for any outstanding dues, if any employee leaves the employment. Otherwise the employer would have lost or been engaged in a legal wrangle to recover the outstanding from the employee. We free you from all these hassles.
6. No collateral required. Confirmation by the employer that the staff is in employment, is sufficient enough, for us to provide the loan.
In case of any clarification, please feel free to contact us. Looking forward to a long and stable alliance. Thank you for your time.
Dundas Bryceson Mphuru
Country Sales Manager/Private Sector
+255 655 510 000
